Credit Reporting & Other Useful Resources

Print

Information on Credit Reports

The Fair Credit Reporting Act (FCRA) establishes procedures for correcting mistakes on your credit record and requires that your record be made available only for certain legitimate business needs.

Click here for more information on a credit freeze in Georgia.

Credit Bureaus

Bureau Request Your Credit Report Report Fraud Website
Equifax Phone: 800-685-1111

Write to:
P.O. Box 740241
Atlanta, GA 30374-0241
Phone: 800-525-6285

Write to:
P.O. Box 740241
Atlanta, GA 30374-0241
View website
Experian Phone: 888-397-3742

Write to:
P.O. Box 949
Allen, TX 75013-0949
Phone: 888-397-3742

Write to:
P.O. Box 949
Allen, TX 75013-0949
View website
Trans Union Phone: 800-916-8800

Write to:
P.O. Box 1000
Chester, PA 19022
Phone: 800-680-7289

Write to:
Fraud Victim Assistance Division
P.O. Box 6790
Fullerton, CA 92634
View website


Internal Revenue Service (IRS)

| Website
The IRS is responsible for administering and enforcing the internal revenue laws. Identity theft can affect taxpayers in two primary ways: Refund-related and Employment/Income-related. For more information on IRS resources, contact the IRS Identity Protection Specialized Unit at 1-800-908-4490.


Social Security Administration (SSA)

| Website
SSA may assign you a new Social Security Number (SSN), at your request, if you continue to experience problems even after trying to resolve the problems resulting from identity theft. SSA field office employees work closely with victims of identity theft and third parties to collect the evidence needed to assign a new SSN in these cases.

Direct allegations that an SSN has been stolen or misused should be reported to:

SSA Fraud Hotline

P.O. Box 17768
Baltimore, MD 21235
Phone: 800-269-0271 | Fax: 410-597-0118 | Email

SSA Publications



Direct Marketers

| Website
The Direct Marketing Association’s (DMA) Mail, Email, and Telephone Preference Services allow consumers to opt out of direct mail marking, email marketing, and/or telemarketing solicitations from many national companies. Because your name will not be on their lists, it also means that these companies can’t rent or sell your name to other companies.

To remove your name from many national direct mail list and telephone list, visit dmachoice.org, or write to:
DMA Mail Preference Service
P.O. Box 9008
Farmingdale, NY 11735-9008
DMA Telephone Preference Service
P.O. Box 9014
Farmingdale, NY 11735-9014


Federal Trade Commission National Do Not Call Registry

| Website
The National Do Not Call Registry gives you a choice about whether to receive telemarketing calls at home. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint at this Website. You can register your home or mobile phone for free.


Federal Trade Commission (FTC)

| Website
To make certain that you do not become responsible for any debts incurred by an identity thief, you must prove to each of the companies where accounts were opened in your name that you didn't create the debt. The ID Theft Affidavit was developed by a group of credit grantors, consumer advocates, and attorneys at the Federal Trade Commission (FTC) for this purpose. Importantly, this affidavit is only for use where a new account was opened in your name. If someone made unauthorized charges to an existing account, call the company for instruction.

U.S. Postal Inspection Service (USPIS)

| Website
Depending on the particulars of the case, the USPIS is one of the federal law enforcement agencies that may investigate cases of identity theft. USPIS is the law enforcement arm of the U.S. Postal Services. USPIS has primary jurisdiction in all matters infringing on the integrity of the U.S. mail. You can locate the USPIS district office nearest you by calling your local post office or checking the list at the website above.


Federal Bureau of Investigation (FBI)

| Website
Depending on the particulars of the case, the FBI is one of the federal criminal law enforcement agencies that may investigate cases of identity theft. Contact the local Atlanta field office for assistance - 404-679-9000