Information on Credit Reports

The Fair Credit Reporting Act (FCRA) establishes procedures for correcting mistakes on your credit record and requires that your record be made available only for certain legitimate business needs.

Click here for more information on a credit freeze in Georgia.

Credit Bureaus

Bureau	Request Your Credit Report	Report Fraud	Website
Equifax	Phone: 800-685-1111 Write to: P.O. Box 740241 Atlanta, GA 30374-0241	Phone: 800-525-6285 Write to: P.O. Box 740241 Atlanta, GA 30374-0241	View website
Experian	Phone: 888-397-3742 Write to: P.O. Box 949 Allen, TX 75013-0949	Phone: 888-397-3742 Write to: P.O. Box 949 Allen, TX 75013-0949	View website
Trans Union	Phone: 800-916-8800 Write to: P.O. Box 1000 Chester, PA 19022	Phone: 800-680-7289 Write to: Fraud Victim Assistance Division P.O. Box 6790 Fullerton, CA 92634	View website

Internal Revenue Service (IRS)

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The IRS is responsible for administering and enforcing the internal revenue laws. Identity theft can affect taxpayers in two primary ways: Refund-related and Employment/Income-related. For more information on IRS resources, contact the IRS Identity Protection Specialized Unit at 1-800-908-4490.

Social Security Administration (SSA)

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SSA may assign you a new Social Security Number (SSN), at your request, if you continue to experience problems even after trying to resolve the problems resulting from identity theft. SSA field office employees work closely with victims of identity theft and third parties to collect the evidence needed to assign a new SSN in these cases.

Direct allegations that an SSN has been stolen or misused should be reported to:

SSA Fraud Hotline P.O. Box 17768 Baltimore, MD 21235 Phone: 800-269-0271 | Fax: 410-597-0118 | Email

SSA Publications SSA Fraud Hotline for Reporting Fraud Your Number and Card

Direct Marketers

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The Direct Marketing Association’s (DMA) Mail, Email, and Telephone Preference Services allow consumers to opt out of direct mail marking, email marketing, and/or telemarketing solicitations from many national companies. Because your name will not be on their lists, it also means that these companies can’t rent or sell your name to other companies.

To remove your name from many national direct mail list and telephone list, visit dmachoice.org, or write to:

DMA Mail Preference Service P.O. Box 9008 Farmingdale, NY 11735-9008

DMA Telephone Preference Service P.O. Box 9014 Farmingdale, NY 11735-9014

Federal Trade Commission National Do Not Call Registry

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The National Do Not Call Registry gives you a choice about whether to receive telemarketing calls at home. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint at this Website. You can register your home or mobile phone for free.

Federal Trade Commission (FTC)

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To make certain that you do not become responsible for any debts incurred by an identity thief, you must prove to each of the companies where accounts were opened in your name that you didn't create the debt. The ID Theft Affidavit was developed by a group of credit grantors, consumer advocates, and attorneys at the Federal Trade Commission (FTC) for this purpose. Importantly, this affidavit is only for use where a new account was opened in your name. If someone made unauthorized charges to an existing account, call the company for instruction.

• The ID Theft Affidavit
• Find out more at www.identitytheft.gov

U.S. Postal Inspection Service (USPIS)

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Depending on the particulars of the case, the USPIS is one of the federal law enforcement agencies that may investigate cases of identity theft. USPIS is the law enforcement arm of the U.S. Postal Services. USPIS has primary jurisdiction in all matters infringing on the integrity of the U.S. mail. You can locate the USPIS district office nearest you by calling your local post office or checking the list at the website above.

Federal Bureau of Investigation (FBI)

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Depending on the particulars of the case, the FBI is one of the federal criminal law enforcement agencies that may investigate cases of identity theft. Contact the local Atlanta field office for assistance - 404-679-9000